Fast Cash Loans Online

Do you need a fast cash loan online? 

Fast cash loans are loans that help you get cash quickly. The main idea that stands behind is to give you fast access to a small amount of money on a short term. Fast loans online are perfect for a sudden emergency and expenses, that affect the day to day life.

 

In some cases, our customers get instant decision about approval from lenders. If approved, the money can be deposited instantly. Let us find you the best lender in Australia totally free of charge, click find now to get started...

Do you need a loan RIGHT NOW? 

Step 1 - Compare lenders

 

Finding the right lender is the first important start of the application process. Prospective loan applicants should review the loan amount, fees, turnaround time and loan term to ensure that they are applying for a loan that meets their needs. We will match you to a reputable Australian lender. 

Step 2: Review the eligibility criteria and required documents
  • Be 18 years of age or older

  • Earn a regular income, usually around $350 a week

  • Be employed, receive an income or government benefits

  • Receive less than half of your income from benefits

  • Get paid frequently into your bank account (not in cash) either daily, weekly or monthly

  • If you have bad credit, you need to prove that your current financial situation is stable and reliable

It's important to note that meeting the eligibility requirements does not guarantee approval of your loan.

 

Required documents

 

  • Driver's licence (or proof of ID card)

  • Medicare number

  • Three recent payslips

  • Your Internet banking details

  • Utility bill such as council rates, electricity, gas, Foxtel/Austar, mobile phone or Internet

 

Step 3: Approval

 

Lenders can usually let an applicant know if they've been approved or not in a matter of minutes. This is because most lenders have an electronic system, often known as a loan engine, to assess their applications, rather than a human being. If more information is required in order to approve someone, the lender will get in contact with the applicant to get this information, and the person's application may be delayed.

Step 4: The contract

If someone is approved, they need to agree to the loan contract before they are sent the funds. Many lenders do this by sending their customers an SMS or a copy of a digital contract that they can sign online. Applicants should review the contract carefully, as it will set out their loan terms, repayments amounts and fees for late payments or defaults. If someone has any questions about the contract, they should get in contact with their lender before signing.

Step 5: How long it takes to receive funds

 

This differs between lenders and will also usually depend on who the applicant banks with. If the lender uses the same bank as the applicant, they can receive their funds within minutes of being sent. Some lenders are able to do this if a customer banks with any of the Big Four.

However, with most, customers will need to apply and be approved by a certain time (usually around 2pm) for the funds to be received on the same day. If an applicant needs their loan today, the earlier they apply, the better chance they have.